The responsibilities of credit auditing:
1. With the guidance of the risk control policy,
objectively and impartially verify the authenticity of
the materials submitted by the applicants in case of
financial fraud.
2. Communicate with customers on the phone according
to the information provided by the customer.
3. Implement the internal control system for credit
audit risk to ensure compliance with credit audit.
4. Learn more about the industry's audit and risk
control experience, and share it internally in time.
5. Responsible for auditing within the authority,
analyzing the applicant's credit conditions and
issuing preliminary/review/final auditing opinions to
ensure risk prevention of customers.
6. Summarize the problems found during the auditing,
cooperate with colleagues in other departments such as
the risk control department to improve the management
system and procedures of credit loan, continuously
strengthen internal control system construction,
strengthen risk management, standardize credit loan
behavior, and reduce risks & losses.
7. Complete other works assigned by supervisor and
offer feedback.
Qualifications:
1. Proficient in using Microsoft office software.
2. Rigorous logic , cautious, and have ability to
analyze and solve problems.
3. Excellent learning ability, be able to master new
knowledge quickly.
4. Bachelor degree or above, major in risk management,
law, etc.
5. Have strong leadership, communication and
coordination skills, and good language expression
skills.
6. With integrity, strong sense of responsibility and
a good professional work dedication & ethics.
7. More than 1 year experience in retail banking
credit audit, post-lending management or credit risk
management is preferred.